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The JN Exclusive Offer is a certificate of deposit designed to provide you with more attractive rates of return on your deposits of J$250,000 or more, over a 366-day period.


  • Earn higher interest rates on your deposit
  • Use funds in your account as collateral to access a cash secured loan
  • Incentive opportunities available


  • Open your account with a minimum J$250,000
  • Available only in Jamaican currency
  • Invest for 366 days

Interest Rates

Deposit Balance APR EAIR
$250,000 - $749,999.99 3.50% 3.50%
$750,000 - $4,999,999.99 4.50% 4.50%
$5,000,000 & Over 5.50% 5.50%

Terms and conditions:
  • Promotional rates will be applicable to new funds only.
  • Transfers from existing JN accounts will not be permitted.