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The Back-to-School rush is officially in full gear and JN Bank is the perfect financial partner to cushion your spend.

If you are an existing JN Bank member, there is no need to deplete your savings to service your short term need. Instead, borrow against your savings through our Term Share Loan with rates as low as 4.7 percent per annum. However, if that option is not for you, we have an alternative solution!

Our competitive Personal Unsecured Loan at 16.5 percent per annum is another excellent option to offset all the expenses associated with the fast approaching school year.

JN Personal Unsecured Loan

  • Interest Rates
    • 16.5% per annum
  • Loan amount
    • Maximum - $1.5M

JN Term Share/Cash Secured Loan

  • Up to 80% of cash held on deposits
  • Interest rate as low as 4.7% per annum

To open an account visit any of our branches islandwide:

The documents required to access these facilities are outlined below:

  • Two (2) references
  • Proof of address
  • Government Issued ID
  • TRN
  • KYC documentation if customer is not KYC compliant

Personal Unsecured Loan

  • Signed loan agreement
  • Executed Salary Deduction Letter/Signed Standing Order Form
  • Signed consent to pull credit reports from credit bureaus
  • Signed Promissory Note
  • Completed Statement of Affairs
  • Last three (3) months’ pay slips
  • Job Letter
  • If not an existing customer, persons will be required to open a savings account
  • For self employed persons, Bank statements for primary account displaying last 12 months activity, current Financial Statements if available, and Auditor’s Confirmation.

Term Share/Cash Secured Loan

  • JN Fixed Deposit Account
  • Signed loan agreement

Terms and Conditions

In order to benefit from the special offer (16.5% per annum unsecured loan) the following condition must be met:

  • Proof of the back to school expense must be provided: Invoice, tuition balance statement, etc.  in order to qualify for the promotional terms.

All other terms & conditions of the respective products remain unchanged.