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It’s Important to Choose the Right Mortgage Provider!

For first-time home buyers, the mortgage process can be intimidating. With JN Bank you can depend on us to make owning your home possible.

Why Choose JN Bank?

  • 147 years of experience
  • Trusted name in mortgage financing
  • Expert team
  • Most affordable mortgage options available in the market
Application Process

Get Pre-approved Today!

Why Do I Need to be Pre-approved?

  • Lets you know how much you can spend on a house
  • Provides proof to vendor that you can afford a mortgage
  • Helps you collect all relevant documents for mortgage process
  • Gives you power to negotiate
  • Places you at an advantage

A pre-approval letter indicates to your realtor that you can afford to finance the mortgage to cover the property you are purchasing. The pre-approval letter is provided by JN Bank, after we assess your financial standing.

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What documents do I need for pre-approval?

A pre-approval is based on the documentation you supply at the time of application.

These documents include:

  • Copy of driver’s licence
  • Birth certificate or passport
  • Tax registration number
  • Proof of address
  • Income verification letter
  • Last two payslips
  • Completion of the credit report forms
  • Statement of affairs

The preapproval letter is usually valid for up to three months.

Things to Know Before Getting Started

Save, save, save

Check your credit score

Reduce your debt

Get pre-approved