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Banking Advice for Seniors (60+)

At JN Bank, we want to make your experience easy, accessible, and convenient. Whether it’s online, over the phone or in person, we’re ready to help guide you and your loved ones with ready advice and accessible resources.

Products and Services Just for You!

Senior Advantage

The JN Bank Senior Advantage savings account is filled with great benefits that will help you manage your money and day-to-day banking needs.

What you get with this account:

  • Online banking using JN Bank LIVE – transact funds, pay bills, and view your banking history
  • Convenience – 24/7 access to your money through our self-service banking channels including JN Smart ATMs
  • Flexibility – Ability to save and transact in one account

Additional Features and Benefits:

  • Minimum opening balance of JM$2,500
  • Competitive interest rates
  • Discounts from almost 200 merchants with your JN card
  • 10% discount on Jamaica Automobile Association membership fee
  • 20% discount on motor vehicle insurance with JNGI
  • Discounted fees on in-branch withdrawal and RTGS/wire transactions
  • Discount on transaction fees

Products and Services Just for You!

Seniors’ Rates and Fees/Discounts

Our seniors are exempt from paying some rates and fees applicable to several banking transactions, including in-branch withdrawals.

View the JN Bank rates and fees schedule here

We’re Always Available.

Bank from Home, In-branch or on the Go!

In-Branch

Our JN Bank Member Care Representatives are always ready and willing to serve you, and work to provide you with the highest level of care and customer service.

View our branch locator and opening hours

Online Banking

With JN Bank LIVE Personal you can bank from home or anywhere…Learn how with these tutorials:

How to register for JN Bank LIVE

Learn how to register or sign-up for JN Bank LIVE

Play Video

Watch this short tutorial

How to Log in to JN Bank LIVE

This tutorial shows you how to log in to your JN Bank LIVE account.

Play Video

Watch this short tutorial

How to pay a bill with JN Bank LIVE

Paying bills online is fast and simple.

Play Video

Watch this short tutorial

Bank on the Go!

With more than 90 ATMs across Jamaica, you can always have access to your funds and account information, free of charge, with your JN Bank Debit Card. You can also deposit cash and cheques, as well as purchase foreign currency at select JN ATM locations at absolutely no charge.

Click here to find a JN Bank ATM near you.

Information you Can Use!

Fraud protection

Learn how to identify and avoid the most common types of financial scams.

Read more here

Protecting your PINs

Protecting your PIN is a necessary step in protecting you from potential card fraud.

Read more here

Card copying and skimming

Be aware of these methods of credit and debit card fraud so that you can avoid them.

Read more here

Telemarketing scams

Fraudsters may use telemarketing to deceive you with phony offers. They may tell you they’re with JN Bank, but we would never call to ask for your banking information. Don’t take the bait.

Read more here

Identity fraud

Identity theft is when someone uses your personal information without your knowledge or consent. Be mindful of sharing your personal information.

Read more here

Advice for your future

Have your banking needs changed recently? We have options and advice to help make your experience more comfortable and convenient.

Talk about money with a loved one living with Alzheimer’s

Learn how to approach this discussion so that their financial and emotional well-being is taken care of.

Click here to learn more

Learn the ins and outs of having a joint deposit account

Learn how to approach this discussion so that their financial and emotional well-being is taken care of.

Click here to learn more

Estate planning and settlement advice

The processes surrounding Estates can be difficult to navigate on your own. That’s why we’re providing information to help you and your loved ones implement an effective Estate plan.

Click here to learn more

Information on Powers of Attorney

When you’re considering using a Power of Attorney for finances and property, use this information to help you with your decision.

Click here to learn more

When a relative dies leaving cash in a Bank Account

Learn more about the process to retrieve cash assets from an active which are needed for burial expenses.

Click here to learn more

Contact Us!

Call us

Speak directly to a representative. Call Toll Free:
From Jamaica: 888-991-4065/6
From USA: 1.800.462.9003
From Canada: 1.800.462.9003
From UK: 0.800.328.0387

Schedule an appointment

Meet with us at a time that works for you.

Do you have a complaint?

Email us at: